Hit & Run Accidents If you are involved in an auto accident with a vehicle that flees the scene you should immediately contact the police department and report the incident in as much detail as possible. Describe the accident, vehicle, driver and occupants as best you can. When should I report an accident to my insurance company or agent? Immediately! You should report all accidents to your insurance company, broker or agent as soon as possible so that they are not in a position to deny any legitimate claim that you may have. When should I contact an attorney? Immediately! The laws regarding accidents in New Jersey are increasingly complex and can be very confusing. Whenever you have been in an accident, as a driver or passenger, and have any questions, feel free to contact any of the attorneys at Stark & Stark – free of charge. Stark & Stark earns a fee only if money is collected on your behalf. If I don’t know the identity of the driver of the other vehicle, do I still have the right to benefits and compensation? If you are injured you will have the same rights to medical treatment and payment of your bills as if you knew the identity of the offending driver. How do I make a claim for my injuries and pain and suffering when I am involved in a hit and run accident? If you have your own car insurance or live with a relative who has insurance you are entitled to make a claim for benefits pursuant to the “uninsured” motorist coverage. Every automobile insurance policy written in recent years has included uninsured (UM) coverage for this situation or for the situation where the offending vehicle has no insurance. The new automobile insurance law no longer requires that all policies include such coverage. Nonetheless, we strongly urge you to include UM coverage in your automobile insurance policies. In addition, we recommend that you carry UM limits as high as your liability limits. Please refer to the Uninsured/Underinsured Motorist Benefits Legal Guide for more information.