Motor Vehicle Accidents

New Jersey Ice and Snow Removal Law and Winter Driving Tips

By Stephen M. Di Stefano on February 4th, 2021

Posted in Injury Law, Motor Vehicle Accidents

Now that the temperatures outside have started to dip and the winter driving season is upon us, it is time to remind you of New Jersey’s ice and snow removal law. Remember to remove all ice and snow from your vehicle before driving, especially from the hood, windows, and roof. Motorists who fail to obey this law face fines of $25 to $75 for each offense, regardless of whether the ice and snow is dislodged from the vehicle. If flying ice or snow causes property damage or injury to others, motorists face fines of $200 to $1,000 for each offense. Continue reading

Consequences of Texting and Driving the “Kulesh, Kubert and Bolis’ Law”

By Stephen M. Di Stefano on September 11th, 2014

Posted in Injury Law, Motor Vehicle Accidents

Under a new law called the “Kulesh, Kubert and Bolis’ Law,” proof that a defendant was operating a hand-held wireless telephone while driving a motor vehicle may give rise to the presumption that the defendant was engaged in reckless driving. Prosecutors are empowered to charge the offender with committing vehicular homicide or assault when such type of accident occurs from reckless driving. Vehicular homicide is generally a crime of the second degree, punishable by imprisonment of five to ten years, a fine of up to $150,000, or both. Assault by auto is a crime of the fourth degree if serious bodily injury occurs and a disorderly persons offense if bodily injury occurs. A fourth degree crime is punishable by up to 18 months imprisonment, a fine of up to $10,000, or both. The penalty for a disorderly persons offense is imprisonment for up to six months, a fine of up to $1,000, or both. Continue reading

Out-Of-State Drivers & New Jersey’s “Deemer Statute”

By David M. Schmid on August 11th, 2014

Posted in Motor Vehicle Accidents

Many of the people who drive in New Jersey live out of state. I am one of those people. While I live in Pennsylvania, 90% of the driving I do is in New Jersey. Under these circumstances, I wanted to find a way to take advantage of Pennsylvania’s lower auto insurance premiums while avoiding New Jersey’s restrictive limitation on lawsuit or “verbal threshold” laws. Continue reading

Why Is It a Bad Idea to Select “Healthcare Primary” for Your Auto Insurance?

By John A. Sakson on April 4th, 2012

Posted in Injury Law, Motor Vehicle Accidents

I am involved in the process of renewing our law firm’s health insurance coverage, and in that context our broker brought our attention to this “unique to New Jersey” auto insurance option. New Jersey is the most populous state in the union, with more cars and people per capita than any other state. Given these realities, it is not surprising that New Jersey’s auto insurance rates are among the highest in the nation. Elected officials – and those seeking to be elected – often seize on the subject of reducing auto insurance costs as a popular campaign promise. Continue reading

Extended Medical Expense Benefits Coverage: What is it, and what does it cover?

By Stephen M. Di Stefano on November 28th, 2011

Posted in Motor Vehicle Accidents

Ever wonder what “Extended Medical Expense Benefits Coverage” on your personal auto insurance policy actually covers? It is sometimes known as “med-pay.” Insurance regulations in New Jersey require auto insurers to include a minimum coverage of $1,000 and a maximum coverage of $10,000 in Extended Medical Expense Benefits Coverage on standard private passenger auto insurance policies in the state. So, in layman’s terms, each policy must offer $1,000 in that type of coverage, and that coverage can be increased up to $10,000. Continue reading

What Happens if I Selected Health Insurance Primary on my Auto Insurance Policy but I Don’t Have Health Insurance?

By Stephen M. Di Stefano on July 1st, 2011

Posted in Motor Vehicle Accidents

In a previous blog post, I discussed Personal Injury Protection benefits. In 1990, the New Jersey legislature amended what is known as the “no fault law” and gave insureds the option to designate either their automobile insurance carriers or their health insurance carriers as the primary source for Personal Injury Protection benefits. Why would someone choose this option? When the law was amended, those electing to have their health insurers as primary carriers were guaranteed a 25% reduction in the premium applicable to the first $250,000 in PIP coverage. In layman’s terms, if an insured chooses his health insurance carrier has the primary source for PIP benefits, his insurance policy premium can cost less money. Continue reading

Multiple locations to better serve your needs—

Hamilton, NJ

100 American Metro Boulevard
Hamilton, NJ 08619
Phone: 609.896.9060
Secondary phone: 800.535.3425
Fax: 609.896.0629
county best pa pennsylvania reviews south jersey berks northhampton montgomery bucks lehigh valley gloucester burlington mercer

Marlton, NJ

40 Lake Center, 401 NJ-73, Suite 130
Marlton, NJ 08053
Phone: 856.874.4443
Secondary phone: 888.241.7424
Fax: 856.874.0133
county best pa pennsylvania reviews south jersey berks northhampton montgomery bucks lehigh valley gloucester burlington mercer

Yardley, PA

777 Township Line Road, Suite 120
Yardley, PA 19067
Phone: 267.907.9600
Fax: 267.907.9659
county best pa pennsylvania reviews south jersey berks northhampton montgomery bucks lehigh valley gloucester burlington mercer

New York, NY

5 Pennsylvania Plaza 23rd Floor
New York, NY 10001
Phone: 800.535.3425
county best pa pennsylvania reviews south jersey berks northhampton montgomery bucks lehigh valley gloucester burlington mercer

Philadelphia, PA

The Bellevue 200 S Broad St #600
Philadelphia, PA 19102
Phone: 267.907.9600
Secondary phone: 800.535.3425
Fax: 215.564.6245
county best pa pennsylvania reviews south jersey berks northhampton montgomery bucks lehigh valley gloucester burlington mercer

Bridgeton, NJ

78 W Broad St
Bridgeton, NJ 08302
Phone: 856.874.4443
county best pa pennsylvania reviews south jersey berks northhampton montgomery bucks lehigh valley gloucester burlington mercer