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  • The Stark & Stark Banking & Financial Services practice represents local, regional and national commercial and consumer banks, insurance companies, private equity firms and hedge funds actively pursuing effective legal strategies in matters relating to regulatory compliance, lending and workouts.

    Often working with other business lawyers at the firm who bring relevant and critical knowledge of related disciplines, we guide our clients in a wide range of transactions, from simple term loans and refinancing to complex real estate investments or asset-based financing. Our experience and active presence in the marketplace enables us to provide clients with comprehensive legal advice on all types of regulatory and sophisticated transactions.

    Our Banking & Financial Legal Services

    Our Business & Financial Services attorneys appreciate the practical realities of business and respond quickly to achieve client goals, recognizing that in a very real sense, time is equivalent of money for lenders. We have a business-centric pragmatic approach, as we recognize some circumstances require an immediate and aggressive method while others require a more tactical negotiated solution to expedite transactions. Our goal is to provide each of our clients with timely and economical services that take into consideration both their legal needs and their practical business concerns.

    A Solutions-Focused Approach

    Drawing on our extensive product expertise and regular work alongside our regulatory, litigation, restructuring and other specialists, we work hard to develop innovative solutions for our clients. Our solutions-focused culture allows us to provide an intentionally structured legal approach over a broad spectrum of disciplines assisting our clients with:

    • Commitment preparation and negotiations
    • Loan financing and structuring
    • Preparation and negotiation of participation documents
    • Examination and counseling in environmental matters, real estate land use approvals and avoidance of lender liability pitfalls
    • Litigation, enforcement and compliance.

    Commercial Lending

    Stark & Stark represents lenders in a range of transactions, from simple commercial term loans and refinancings to complex commercial real estate projects to asset-based financing. We assist them in:

    • Commitment preparation and negotiation
    • Development and verification of funding compliance requirements
    • Loan structuring
    • Preparation and negotiation of participation documents.

    Representation of our clients in commercial and real estate lending transactions includes examination and counseling in many diverse areas, such as environmental matters, real estate land use approvals and avoidance of lender liability pitfalls.

    In most instances, Stark & Stark provides commercial lending clients with prequoted fixed fees at the outset of a new loan transaction. This enables the lender and its borrower to arrive at an “up front” understanding of the cost of the intended transaction.

    Contact a Banking Attorney Today

    One of the banking attorneys at Stark & Stark will be able to help you with all of your banking and finance needs.

    Key Contacts

    Timothy P. Duggan
    609.895.7353
    Ryan C. Duffy

    Ryan C. Duffy

    Associate
    609.895.7389
    Timothy P. Duggan

    Timothy P. Duggan

    Shareholder
    609.895.7353
    Dolores (Dee) R. Kelley

    Dolores (Dee) R. Kelley

    Shareholder
    609.791.7005
    Courtney A. Martin

    Courtney A. Martin

    Associate
    609.895.7277
    Joseph R. McCarthy

    Joseph R. McCarthy

    Shareholder
    609.895.7296
    Dipa Rapole

    Dipa Rapole

    Shareholder
    609.945.7616
    Adam J. Siegelheim

    Adam J. Siegelheim

    Shareholder
    609.791.7003
    Rachel Lilienthal Stark

    Rachel Lilienthal Stark

    Shareholder
    609.895.7348
    Business & Commercial Law Blog
    July 28, 2026
    Obtaining a judgment is always the goal of a plaintiff in litigation, but it is only half the battle. Collecting on your judgment can be slower, more...
    Business & Commercial Law Blog
    October 9, 2025
    Navigating the pre-foreclosure phase of a commercial property loan requires careful attention to both contractual obligations and statutory...
    Business & Commercial Law Blog
    May 5, 2025
    On August 5, 2024, the New Jersey Department of Environmental Protection (“NJDEP”) introduced substantial climate change regulations called...
    Business & Commercial Law Blog
    April 2, 2025
    When a commercial tenant files for bankruptcy, they have the option to assume or reject unexpired leases. A bankruptcy lease rejection is a...
    Business & Commercial Law Blog
    April 2, 2025
    In the ever-evolving world of mortgage lending, a scenario often arises where a borrower refinances their existing mortgage with a new lender, but...
    Firm News
    November 7, 2025
    Stark & Stark has been included in the 2026 Edition of Best Lawyers® “Best Law Firms®* list. For 2026, the firm was recognized...
    Bet Law Firms in New Jersey List issued by BestLawyers in America
    Firm News
    March 1, 2024
    Stark & Stark is pleased to welcome Courtney Martin, Esq. to our Hamilton office. Courtney is a member of the Banking & Financial Services,...

    Firm Highlights

    Stark & Stark Shareholder Deborah S. Dunn, Esq. Installed as 2nd Vice President and Diversity Officer of the New Jersey Association for Justice for 2026–2027

    Stark & Stark is proud to announce that Shareholder Deborah S. Dunn, Esq. has been installed as 2nd Vice President and Diversity Officer of the...

    Stark & Stark Recognized with Community Partner Award by Mercer County Community College Foundation

    Stark & Stark is proud to announce that the firm has been recognized with the Community Partner Award by the Mercer County Community College...

    Carin A. O’Donnell, Esq. Inducted as 2026-2027 President of the Pennsylvania Association for Justice

    Stark & Stark is proud to announce that Carin A. O'Donnell, Esq. was sworn in as the 2026-2027 President of the Pennsylvania Association for...

    Stark & Stark’s Thomas S. Onder, Esq. Receives 2026 ICSC Trustees’ Distinguished Service Award

    Stark & Stark is proud to announce that Thomas S. Onder, Esq., Shareholder and Chair of the Firm’s Shopping Center & Retail Development...

    Stark & Stark’s Joseph H. Lemkin Esq., Named 2026 Professional Lawyer of the Year for the Jewish Bar Association of New Jersey

    Stark & Stark is proud to announce that Joseph H. Lemkin Esq. has been selected by the New Jersey Commission on Professionalism in the Law as...

    Our Values Remain: A Message on the Closing of Diversity Lab

    Stark & Stark is saddened and disappointed to learn that Diversity Lab, the organization that created and manages the Mansfield Certification...

    Congratulations to Shareholder Bhaveen R. Jani, Esq. on his Installation as Treasurer of the Middlesex County Bar Foundation

    Stark & Stark is proud to announce that Shareholder Bhaveen R. Jani, Esq. has been installed as Treasurer of the Middlesex County Bar Foundation,...

    Denise Mariani, Esq., and Jonathan Lauri, Esq. Secure $750,000 Jury Verdict Against Hamilton Healthcare and Rehabilitation Center

    It is our pleasure to announce that Denise Mariani, Esq., and Jonathan Lauri, Esq., secured a $750,000 jury verdict on behalf of a nursing home...

    Stark & Stark Welcomes 2026 Summer Law Clerks

    Stark & Stark is proud to announce its 10th Annual Summer Law Clerk Program. Five Summer Law Clerks will join the firm from June through July...

    Retail Development Team Secures Major Recovery for Landlord Client Amid Bankruptcy Dispute

    Our Shopping Center and Retail Development Group recently secured a multi-million-dollar settlement for a commercial landlord client' s property...

    Jeffrey A. Krawitz, Esq. and Catherine Foley, Esq. Secure $950,000 Settlement in Surgical Malpractice Matter

    Jeffrey A. Krawitz, Esq. and Catherine Foley, Esq. recently secured a confidential $950,000 settlement in a surgical malpractice case. “This...

    Victoria Wilton, Esq. Selected to Serve on New Jersey State Bar Association Family Law Executive Committee

    We are proud to announce that Victoria Wilton, Esq. has been selected to serve on the New Jersey State Bar Association Family Law Executive Committee...