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  • The Stark & Stark Banking & Financial Services practice represents local, regional and national commercial and consumer banks, insurance companies, private equity firms and hedge funds actively pursuing effective legal strategies in matters relating to regulatory compliance, lending and workouts.

    Often working with other business lawyers at the firm who bring relevant and critical knowledge of related disciplines, we guide our clients in a wide range of transactions, from simple term loans and refinancing to complex real estate investments or asset-based financing. Our experience and active presence in the marketplace enables us to provide clients with comprehensive legal advice on all types of regulatory and sophisticated transactions.

    Our Banking & Financial Legal Services

    Our Business & Financial Services attorneys appreciate the practical realities of business and respond quickly to achieve client goals, recognizing that in a very real sense, time is equivalent of money for lenders. We have a business-centric pragmatic approach, as we recognize some circumstances require an immediate and aggressive method while others require a more tactical negotiated solution to expedite transactions. Our goal is to provide each of our clients with timely and economical services that take into consideration both their legal needs and their practical business concerns.

    A Solutions-Focused Approach

    Drawing on our extensive product expertise and regular work alongside our regulatory, litigation, restructuring and other specialists, we work hard to develop innovative solutions for our clients. Our solutions-focused culture allows us to provide an intentionally structured legal approach over a broad spectrum of disciplines assisting our clients with:

    • Commitment preparation and negotiations
    • Loan financing and structuring
    • Preparation and negotiation of participation documents
    • Examination and counseling in environmental matters, real estate land use approvals and avoidance of lender liability pitfalls
    • Litigation, enforcement and compliance.

    Commercial Lending

    Stark & Stark represents lenders in a range of transactions, from simple commercial term loans and refinancings to complex commercial real estate projects to asset-based financing. We assist them in:

    • Commitment preparation and negotiation
    • Development and verification of funding compliance requirements
    • Loan structuring
    • Preparation and negotiation of participation documents.

    Representation of our clients in commercial and real estate lending transactions includes examination and counseling in many diverse areas, such as environmental matters, real estate land use approvals and avoidance of lender liability pitfalls.

    In most instances, Stark & Stark provides commercial lending clients with prequoted fixed fees at the outset of a new loan transaction. This enables the lender and its borrower to arrive at an “up front” understanding of the cost of the intended transaction.

    Contact a Banking Attorney Today

    One of the banking attorneys at Stark & Stark will be able to help you with all of your banking and finance needs.

    Key Contacts

    Timothy P. Duggan
    609.895.7353
    Ryan C. Duffy

    Ryan C. Duffy

    Associate
    609.895.7389
    Timothy P. Duggan

    Timothy P. Duggan

    Shareholder
    609.895.7353
    Dolores (Dee) R. Kelley

    Dolores (Dee) R. Kelley

    Shareholder
    609.791.7005
    Courtney A. Martin

    Courtney A. Martin

    Associate
    609.895.7277
    Joseph R. McCarthy

    Joseph R. McCarthy

    Shareholder
    609.895.7296
    Dipa Rapole

    Dipa Rapole

    Associate
    609.945.7616
    Adam J. Siegelheim

    Adam J. Siegelheim

    Shareholder
    609.791.7003
    Rachel Lilienthal Stark

    Rachel Lilienthal Stark

    Shareholder
    609.895.7348
    Business & Commercial Law Blog
    October 9, 2025
    Navigating the pre-foreclosure phase of a commercial property loan requires careful attention to both contractual obligations and statutory...
    Business & Commercial Law Blog
    May 5, 2025
    On August 5, 2024, the New Jersey Department of Environmental Protection (“NJDEP”) introduced substantial climate change regulations called...
    Business & Commercial Law Blog
    April 2, 2025
    When a commercial tenant files for bankruptcy, they have the option to assume or reject unexpired leases. A bankruptcy lease rejection is a...
    Business & Commercial Law Blog
    April 2, 2025
    In the ever-evolving world of mortgage lending, a scenario often arises where a borrower refinances their existing mortgage with a new lender, but...
    Firm News
    November 7, 2025
    Stark & Stark has been included in the 2026 Edition of Best Lawyers® “Best Law Firms®* list. For 2026, the firm was recognized...
    Bet Law Firms in New Jersey List issued by BestLawyers in America
    Firm News
    March 1, 2024
    Stark & Stark is pleased to welcome Courtney Martin, Esq. to our Hamilton office. Courtney is a member of the Banking & Financial Services,...

    Firm Highlights

    Stark & Stark Joins Growing Coalition of Law Firms in Defense of Constitutional Principles and the Independence of the Legal Profession

    Stark & Stark has joined hundreds of fellow law firms across the country in filing an amicus brief supporting Perkins Coie, WilmerHale, Jenner...

    Stark & Stark Attorneys Recognized as New Jersey “Super Lawyers” and “Rising Stars” in 2026

    Stark & Stark is pleased to announce that 15 of its attorneys have been selected for inclusion in the list of 2026 New Jersey Super Lawyers,...

    Bruce Stern, Esq. Secures $1,000,000 Settlement in Motor Vehicle Collision Case

    Bruce Stern, Esq. recently secured a $1,000,000 settlement in a motor vehicle collision case.* “This case highlights how quickly things can go...

    Deborah Dunn, Esq. Elected to Board of Directors for Angel Flight East

    Stark & Stark is pleased to announce that Deborah Dunn, Esq., Shareholder and Civil Trial Attorney, has been elected to the Board of Directors...

    Michael Jordan, Esq. Joins the Board of the Lawrence Township Community Foundation

    It is our pleasure to announce that Michael Jordan, Esq. has joined the board of the Lawrence Township Community Foundation, an organization...

    Stark & Stark Opens Newtown, Pennsylvania Location

    Stark & Stark announced the relocation of its Yardley, Pennsylvania office to a new location in Newtown, PA. The new office is now open and...

    Joseph Lemkin, Esq. Named to ROI-NJ Influencers: Power List 2026 – Law

    Stark & Stark is proud to share that Joseph Lemkin, Esq., Shareholder, has been named to the 2026 Influencers: Power List in the Law category...

    Jeffrey A. Krawitz, Esq. and Michael C. Ksiazek, Esq. Secure $1,000,000 Settlement in Medical Malpractice Wrongful Death Case

    Jeffrey A. Krawitz, Esq. and Michael C. Ksiazek, Esq. recently secured a $1,000,000 settlement in a medical malpractice wrongful death...

    Joseph Cullen, Esq. and Nicole Durso, Esq. Secure $2,000,000 Settlement in Personal Injury Matter

    Joseph Cullen, Esq. and Nicole Durso, Esq. recently secured a $2,000,000 settlement in a personal injury matter involving a pedestrian who was struck...

    Stark & Stark Welcomes Susan L. Swatski, Esq. to the Firm

    Continuing in its mission to provide its clients innovative legal solutions to meet their needs, Stark & Stark PC, announced today that Susan L....

    Tim Duggan Wins Eminent Domain Challenge – Case Dismissed

    We are pleased to share that Tim Duggan of our Condemnation, Redevelopment, and Eminent Domain Group was successful in protecting the owner of a...

    James Creegan, Esq. Appointed to Board of The 200 Club of Mercer County

    It is our pleasure to announce that James Creegan, Esq. has been appointed to the Board of Directors of The 200 Club of Mercer County, an...