Medical bills can add up quickly after an accident and can you leave you wondering how to pay for it all. Who is responsible for medical bills is dependent on the factors of the case and the type of injury.
In Bristol PA payment for medical bills in automobile accidents is handled under the Pennsylvania Motor Vehicle Financial Responsibility Law. This process is part of a No-Fault law, which means regardless of how the accident happened your insurance will still provide coverage. Under this, part of the payment you make toward your car insurance premium goes toward medical coverage and this coverage will used to pay for your medical bills up to your limit.
Once you’ve hit the limit, your medical coverage would then go toward the remainder. In most cases your health insurance company can seek to be repaid for any medical bills they paid if you get a settlement from the insurance company of the individual or entity that was at fault. If you were a passenger in a vehicle you would be covered by that vehicle’s No-Fault insurance, while pedestrians are covered by the insurance of the vehicle that struck them.
If you wind up having to pay any out of pocket medical bills from an auto accident, those bills should also be covered as part of the settlement. It’s highly likely however the insurance of that at-fault party won’t make a payment until a settlement is reached.
When it comes to workplace injuries in Bristol PA you can look to your employer’s workers compensation insurance policy for coverage, no matter whose fault the accident was. For slip and fall cases it will typically be your own health insurance coverage who is responsible. You can then file a lawsuit and seek reimbursement for past medical bills you’ve paid, future medical costs and other damages. Speak with one of our attorneys today to learn more.
