Yes. You must carry liability insurance to cover others who may be injured or damaged by your negligent operation of your motorcycle. Under New Jersey law, you must carry at least $15,000 in coverage for any one person and $30,000 for all persons, injured in an accident. We recommend that you purchase additional liability coverage up to $100,000/$300,000. This is particularly important due to the serious injuries a passenger on your motorcycle may suffer if you have an accident. We also recommend that you carry uninsured/underinsured motorist coverage of $100,000/300,000. Please refer to the Uninsured/Underinsured Motorist Benefits Legal Guide for more information.